Understand your coverage for medical tourism and wellness travel
Some premium travel insurance policies include coverage for emergencies or pre-approved treatments abroad. Verify coverage for non-urgent wellness care.
International employees or executives may access wellness programs under employer insurance. Prior approval and billing codes are usually required.
New insurance products are emerging to support global health travel. These often cover complications, follow-ups, and specific therapies across borders.
Paying directly gives more flexibility and faster booking, while insured care may require paperwork and provider limitations but reduces financial risk.